緩拉開簾幕

Warum ein neues Girokonto?

Welche Voraussetzungen muss ich für ein Girokonto erfüllen?

Um ein Konto eröffnen zu können, bedarf es laut vieler Banken grundsätzlich dreier Voraussetzungen. Der Interessent muss mindestens 18 Jahre alt sein, einen festen Wohnsitz in der Bundesrepublik Deutschland haben und sich mit einem Personalausweis ausweisen können. Erweitert werden diese Grundvoraussetzungen noch um drei weitere: regelmäßiges Einkommen, gute Bonität, keine offenen Verpflichtungen bzw. SCHUFA-Einträge.

Letztere stellen aber keinen Ablehnungsgrund für ein Girokonto dar. Ein Basiskonto muss laut Zahlungskontengesetz aus dem Jahr 2016 auch dann bewilligt werden, wenn die Grundvoraussetzungen nicht vollständig erfüllt werden. Wer nicht über eine ausreichende Bonität verfügt, dem können Banken höchstens den Dispositionskredit verwehren. Genau genommen bedarf es nicht einmal eines festen Wohnsitzes. Bei der Online-Beantragung muss aber eine Adresse eingetragen werden, zu der dann auch die Post kommt.

EU-Bürger, die nicht über einen deutschen Personalausweis verfügen, sollten bei der Beantragung eines Girokontos auf jeden Fall eine aktuelle (nicht älter als drei Monate) Meldebescheinigung zur Hand haben.

糖尿病，真的不能少吃糖就能解決，否則糖尿病就不會被稱為“甜蜜殺手“。

血糖過高的人，傷口癒合慢得根本不覺得有好轉，甚至不能痊癒。

糖尿病，是人類可以發現的最古老的病種之一。從公元前1550年，古埃及發展時期對“多尿”疾病的珍貴曆史記載;到古印度社會時期我們發現的白色作為粉末——葡萄糖;再到1909年，比利時企業專家分析發現的胰島素;以及1922年1月23日，胰島素藥物制劑進行第一次被注射到自己一個14歲小男孩的身體裏明顯有效降低患者血糖管理水平，人類對它的研究，至少超過了3500年(從有史料文獻記載中國開始)。

雖然人類從3500年前就意識到糖尿病的存在，但經過不斷的探索，糖尿病仍然是無法治愈的。

古時候得糖尿病的，多是大富大貴權勢顯赫的達官貴人，他們對於吃食精細，肉魚鮑翅，從而可以導致學生身體健康營養物質過剩，代謝功能異常。如今隨著人們越吃越好，這種精神營養需求過剩的富貴病逐漸有愈演愈烈的趨勢。

現代人吃得多，運動量少，很容易導致營養過剩，使胰島處於每天過度勞累的狀態，時間長了，當胰島負擔過重時，再也無法正常控制血糖含量，就會患上糖尿病。自1980年以來，全球糖尿病患者人數幾乎翻了兩番。

很多人可以認為，患上糖尿病後不痛不癢，沒什么大不了。但是，糖尿病已成為繼心腦血管系統疾病、腫瘤發生之後，另一個嚴重社會危害中國人民生活健康的疾病，所以，及早研究發現血糖管理問題刻不容緩!

據統計，我國約有三分之一的2型糖尿病患者是40歲以下的年輕人，其中一半以上處於糖尿病前期。 在糖尿病早期，大多數人都不知道，如果不幹預生活方式，甚至不幹預降糖藥物，許多人就有可能變成糖尿病。

看到一個重點了嗎?早期治療糖尿病是可逆的!

糖尿病前期是指空腹血糖大於6.1 mmlo/l，或飯後兩小時血糖大於7.8 mmlo/l，但不符合糖尿病診斷標准，每天可能成為新的糖尿病患者。因此，如果你有糖尿病家族史，並且超重、高血壓或痛風，定期向醫生咨詢，以便及早發現和控制。

對於我們已經檢測出糖尿病前期的患者，具體分析可以同時通過這三種教育方式來幹預：

一、飲食幹預

限制中國飲食的總熱量和脂肪細胞攝入，避免產生熱量過剩及肥胖。油脂類食物的熱量應低於其他食物總熱量的30%，其中一個飽和以及脂肪(如動物進行脂肪)應少於10%。

應多食富含大量纖維素的食品，如粗糧、蔬菜、水果、豆類等。少吃一些動物進行內髒、蛋黃及甜食，不吃可以油炸過程中食品。

二、運動幹預

長期堅持中等強度有氧運動，如散步，慢跑，騎自行車，遊泳，跳舞等，運動至少30min，一天不少於五天。 運動是重要的堅持，避免三天釣魚和兩天曬網。

三、控制體重

已知肥胖是2型糖尿病最重要的可逆轉這些危險環境因素，肥胖者應使體重進行至少可以降低7%或更多，如能達到國家標准體重則企業更好。

對於已確診的糖尿病患者，通過健康飲食、體育鍛煉，以及必要時通過藥物控制血糖、血壓和血脂，可以減少患心血管疾病和其他並發症的風險。即使你患有糖尿病，定期檢查眼睛、腎髒和腳部的損傷也可以使你長壽和健康。

相關文章：

糖尿病前期有什么危害?

一半中國人自己處於中國糖尿病前期

糖尿病前期不容忽視，它是可以預防心腦血管系統疾病的一個非常重要時機，也是不可逆轉糖尿病的窗口期

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Cloud companies are „network services“ in colloquial Chinese. It could be considered to be a kind of cloud assistance to make use of the community to communicate while using the computing do the job of various cell phones or personal computer equipment, or to get the support supplied by remote host in the community online.

„Cloud Computing“ would be the enhancement of Dispersed Computing, Parallel Computing and Grid Computing, or maybe the business implementation of those laptop science concepts. Several multinational organizations from the data technological know-how marketplace, these kinds of as IBM, Yahoo, and Google, are utilizing the strategy of cloud computing to tout their items and companies.

Make comparison between microsoft office 365 business premium and others on Microware. Choose the best bundle of Office applications to suit your growing business need.

What’s a cloud provider

Cloud Provider Diagram

The benefit of cloud services is the fact that enterprises don’t have to have to take a position a considerable amount of money of preset belongings to acquire hardware and computer software, nor do they should include info administration staff. Providing the providers furnished by cloud company vendors are available, providers could be swiftly acquired inside a incredibly limited time. This will likely be of substantial aid to some minute-by-minute business functions.

links with ~30 Tier III+ data centers worldwhide offers cloud hosting

With virtualization know-how, company knowledge backup and backup while in the cloud can get a considerable degree of security. This makes enterprises ready to place their data and purposes in the cloud, and permits branches to get providers on demand from customers in a timely fashion throughout the network, as a result accelerating the general functioning performance of your enterprise. Also, the general network machine will address Computer system, NB, good phones, e-books, etcetera. Moreover to the popularization of your network bandwidth improvement, the tide of organization globalization, the cellular place of work are going to be more urgent to obtain facts. As well as the company furnished by the cloud support provider allows the knowledge flow to flow to the handheld system at any time. Brief conclusion building will be the major essential to enhance the competitiveness of enterprises.

One example is, the organization supervisor of a corporation normally visits customers outdoors. For the reason that only NB and wi-fi community are on line, he from time to time fails to know the vital E-mail despatched via the firm in time and misses enterprise options. The business enterprise personnel of Organization B utilize the cloud service to press the firm’s E-mail for their sensible telephones. If the organization of Business A continues to be having difficulties with how to connect the online world, the small business of Business B has previously bought the most recent E-mail messages from customers and responded rapidly. Therefore, the benefit of working with cloud companies is that smes can promptly have outstanding running systems without needing to spend money on mounted assets. Providing enterprises give attention to their core values, other troublesome procedure building and maintenance operate could be still left to support suppliers.

Some of the hong kong hotels kowloon provide with such amazing food options.

The cloud company is not really only restricted to the organization application at the moment, far more enhancement around the smartphone purposes, one example is, smartphone people can set the mobile phone listing backup on the cloud, so misplaced in cell telephones or alternative card can straight use the cloud service software package reduction, let people experience the world wide web period of multidimensional lifestyle for the fullest and effortless solutions.

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How to pick out an expert cloud host

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大家樂

目前貸款期限5年以上的商業貸款基准利率為4.90%，受限購限貸政策影響。 全國首套公寓平均利率為5.38%，利率一般上浮5-20。 兩套按揭利率一般上浮10-30。 同期公積金貸款基准利率3.25%，兩套按揭貸款利率普遍上升10。

如何計算商業貸款利率?

1.等距主要和利息還款方法：等距主要和利息還款方法是每月償還信用利率。其計算公式如下：每月平均償還=(貸款主要×月利率×(1+月利率)總還款期)/(1餘月利率)總償還期 – 1。

2、等額本金還款法：等額本金還款法是遞減還款法的一種，使用通過這種教學方法是將貸款進行本金分攤到還款的各期，每期應還利息由未償還債務本金以及計算可以得出，每期還本銷售金額保持不變，利息逐期減少。其計算模型公式分析如下：每月(季)還本付息額=貸款產品本金/還本付息工作次數+(貸款企業本金-已償還銀行本金累計數)×月(季)利率。

商家有必要轉了很多錢嗎?

不少購房者都有一個自己的公積金賬戶，但買房時或因賬戶餘額較少或樓盤進行限制等因素而選擇了商業銀行貸款，所以我們後期企業為了能夠減少房貸利息想轉為公積金貸款，但其實商轉公不一定劃算，而且發展並非完全可以通過適合他們所有人。

了解商業貸款利率，助你快速獲得資金，盡佔先機。

1.看你剩餘的還款年限。

如果你購買了商業貸款，在提前還款期間(如首兩年或三年) ，向公積金貸款是比較符合成本效益的，但如果是延遲還款期，就沒有業務給公眾。

2、是否可以考慮學生提前還款。

如果你打算在最近幾年內可以提前還清購房所有學生貸款，也不用再去考慮公司辦理商轉公。事實上，商轉公一般情況下都要通過根據與原申貸銀行的合同來走，征得原銀行個人同意後可能同時還需要提高支付存在一定影響金額的罰金，再加上商轉公過程中出現可能會導致產生的費用，最終也不一定劃算。

3.您是否准備了公積金的二級貸款。

一般企業來說我們現在已經很少人買房可以真正做到一步到位，不少人未來發展都有明顯改善住房的需求，但如果是二次貸款，公積金貸款額度上限的減少學生可能會通過增加你未來的置業壓力，甚至產生影響中國未來的購房打算。所以他們對於一個能夠承受商貸月供且很有可能造成二次置業的購房者，也不推薦辦理商轉公貸款。

4.部分區域兩套住房公積金貸款利率上浮。

如果你名下有兩套房子，而且商業貸款利率打了折扣，我們不建議你這樣做。因為全市部分地區的第二套住房公積金貸款利率要浮動10% 。如果你們兩個商業貸款享有一定的優惠，利率很可能會低於公積金利率。

在健身期間，不僅是訓練很重要，飲食文化也是一種非常具有重要的一環，如果中國飲食管理方面我們沒有做到位，那你的健身效果就很可能大打折扣。

今天我們就來介紹在一些食品，這些食品的一個或減少脂肪增加肌肉，是非常合適的，一起來看看吧。

1、瘦牛肉

瘦牛肉是增肌標配，因為它幾乎涵蓋了你增肌所需的所有學生營養：鐵、鋅、維生素B族和大量的蛋白質。並不是我們所有這些蛋白質的價值都一樣心牛肉產品中含有的蛋白質是最能有效幫助幼兒肌肉組織生長的。

2、去皮雞肉

雞肉也是一種很好的蛋白質來源，但雞皮的脂肪含量很高，所以當使用雞肉作為蛋白質來源時，不要忘記去除雞皮。

獨家研製純手工烘焙高蛋白曲奇餅乾，讓運動健身人士既能在健身中找到樂趣，也能達到健身效果。

3、雞蛋

雞蛋是人體最接近蛋白質的東西，它們還富含膽堿，健康脂肪和維生素 d 這使得它們成為一種完美的健康食品，而且它們更便宜，所以是一個很好的選擇。

4、乳清蛋白

乳清蛋白是蛋白質增加一個快速的方法，可以讓你訓練後迅速補充材料打造的肌肉，你沒有時間去招募到食物時最好的選擇。

5、魚

以金槍魚，三文魚為首的魚類，富含多種蛋白質和健康促進脂肪酸，除了學習有利於增肌，還可以增肌新陳代謝來幫助減脂。

6、燕麥

燕麥富含碳水化合物，GI值較低。 低G I食品有許多好處，如更多的微量元素和膳食纖維，增加飽腹感，對抗饑餓，避免暴飲暴食，幫助減肥。

7、幹酪

幹酪的營養教育價值具有很高，內含豐富的蛋白質，乳脂肪，無機鹽和維生素以及一些其他各種微量元素，非常需要適合中國健身的朋友，而且幹酪中的蛋白質可以經過不斷發酵後，由於凝乳酶和微生物中蛋白酶的分解產生作用，形成了一種氨基酸，所以很容易被人體進行消化系統吸收，此外，幹酪中含有的必需氨基酸也比其他相關蛋白質優質。

相关文章：

健身期間多吃這些食物，使你的肌肉增長得越快

6種健身公認的增肌食材，看看你吃對了嗎?

增肌期間怎么吃?一份增肌餐食譜，減少脂肪囤積，促進肌肉生長

人體的所有營養都是從食物中獲得的，但不良的飲食習慣會導致疾病，甚至誘發各種癌症，要掌握飲食的黃金法則，享受美食。

要想發展健康中國養生，進食一定要時刻牢記這4個原則!

1、吃飯時細嚼慢咽

吃飯的時候一定要進行放慢發展速度，每口飯至少要咀嚼20下，胃部向大腦信息傳達飽脹信號，至少我們需要20分鍾的時間，這樣能及時接收到自己吃飽的信號，減少了對熱量的攝入，防止學生身體健康肥胖。吃早餐的時間成本控制在15~20分鍾，午餐和晚餐的時間就是要在30分鍾左右。每頓飯只吃七分飽即可，切不可暴飲暴食。另外要把握好吃飯的間隔工作時間，間隔一定時間不能太短的話，上一頓沒有食物問題還沒有完全消化就直接可以吃下他們一頓，這樣會影響到企業消化和胃腸道，間隔一段時間管理至少能夠達到4~6個小時。

2.保證每天至少12種不同的食物

只有真正做到合理飲食上的多元化發展才能夠實現均衡的攝入營養，每頓飯裏面要包括中國蔬菜水果、蛋類肉類產品以及五穀類薯類等，每天需要至少我們要吃12種以上分析不同的食物。另外可以選擇一些食物的時候，同類食物應該在企業短時間內換一換，比如米飯和面食互換、白肉和紅肉互換等，這樣能保證一個品種的多樣化。

3、飯後少吃甜點

口味選擇上，鴻福堂有滴雞精與滴虱目魚精，補身功效上，鴻福堂滴雞精較溫補，建議氣血虛人士飲用；魚精補而不燥則推薦給坐月媽媽、年長者、病人及手術後恢復期人士。

有些人習慣飯後吃甜點，但熱量很高，會消耗額外的能量，容易引起肥胖。 食管適宜溫度應在10~40℃左右，耐高溫不得超過60℃，否則會給食管粘膜帶來損害，甚至誘發食管病變，進食前應將食物材料降至60℃以下。

4、飯後休息半個小時

進食後立即進行運動或行走會影響食物的消化和吸收。飯後休息半小時，然後做一些小活動，如散步或做家務。通常多吃水和膳食纖維較多的食物，如水果、蔬菜和全穀類，可以給人們填飽肚子和占據更多的食欲空間。盡量不要吃很多低纖維的幹性食物，做好肉和大小的組合。

溫馨提示

吃飯前先喝湯，這樣學生能夠有效減少食欲，因為湯進入胃裏面會下降食欲中樞神經的興奮性，飯量會減少30%左右，提前讓人們開始出現飽腹感。每頓飯只吃七分飽即可，如果吃太飽的話我們容易產生引起社會多種不同疾病發展比如中國癌症早衰、老年癡呆症，同時對腎髒功能以及胃部帶來更加嚴重影響損傷。

相關鏈接

健康養生小百科，為自己和家人收藏

健康養生：九個養生建議讓你多活十年

健康養生其實很簡單，做到3點就可以，不必陷入誤區

It was easy for me to walk away from the world. Somehow, why not? In a trance, „nine days to collect the moon“, when confused, „catch the turtle in the next five seas“. It is called „walking soul“ because it can not be said for reasons.

we must have a soul and body on the road. I drew the phrase „walking soul“ by force.

It is not the age of impassioned and cynical. Ordinarily, the soul also needs stability. But sometimes inadvertently, while riding, smoking, sitting still, this interesting soul always makes errands from time to time. Maybe it hates the dullness of the moment; maybe it can’t stand the temptation of the front; maybe it doesn’t want to live with vulgar bodies. Any kind of life for a long time needs to be released.

The soul is always going beyond the body.

I think the camel bell is ringing, and the skirt is flying, which obscured the faint yellow sky. The residual sun is like blood, and deep and shallow footprints are scattered and scattered by the wind and sand. At this time, I am the Kroraina girl.

Long sword is in hand, white body is attacked, and the green mane under the cold star moon is reflected. The cold moon is like frost, and the thin and narrow stream is drawn into a scene, and is cut off by the long sword. At this time, I was the sword knight.

Look, the breeze is sweeping, the grass is tiny, and there are light ripples. Jade like a quiet, layer of surface of the lake like a side, surrounded by river embankments. At that time, I was a book reader.

From the desert to Bibo, from dusk to night, from swordsmen to scattered people, stepped on the hills, and traveled through the valleys, traveling the great rivers and mountains, it seems that there is a trace to follow, but also seems to be deserted. The soul of walking still does not belong.

perhaps tourism is the most direct, the simplest and fastest way of soul relief. The novelty of the journey brings fresh life and makes the soul free and easy. I once thought that ancient exploration is the journey now. Only one is to continue without knowing the outcome; the other is to plan and calculate.

And everything will be attributed to the „walking soul“.

On June 26, the central bank announced the „Fourth batch of non-bank payment institutions“ to renew the „Payment Business License“ decision.
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21st Century Economic Reporters found that the fourth batch of payment agencies a total of 93, of which 9 Payment agencies do not renew, two payment agencies do not renew part of the business. The renewal is valid from June 27, 2017 to June 26, 2022.

Nine Payment institutions include Putian Yintong Payment Co., Ltd., Xi’an Yinxin Shangtong Electronic Payment Co., Ltd., Beijing Jiaoguang Technology Development Co., Ltd., Beijing Zhongxin Payment Co., Ltd., Shanxi Orchid Payment Co., Ltd., Harbin Jinlian Payment Co., Ltd., Anhui Ruixiang Information Service Co., Ltd. Changsha business union Agel Ecommerce Ltd, Lok Fu payment Co., Ltd.

The central bank pointed out that the reasons for the non-renewal of the nine Payment institutions mentioned above are: the existence of the non-renewal of Article 6 of the Circular of the People’s Bank of China on Renewal of Work (Agfa [2015] 358).

 

The article is transferred from: http://tech.qq.com/a/20170627/007288.htm

As of March 2018, there were 100 million registered industrial and commercial enterprises in China, more than 90% of which were small and micro enterprises, and the average life span of small and micro enterprises was only 2.5 years. Especially after the 2016 O2 bankruptcy tide, more and more small and micro enterprises began to face the pain of transformation. Intelligent commerce is becoming the new instinct of all enterprises in this era as the whole industry is exploring new models such as new retail and new species.The other side will not only start discussing business proposals but also solutions that will help in enhancing business deals. Additional promotional gifts help in getting the much-required heads start.

The era of intelligent commerce is coming.

Science and technology is the primary productivity, such as traditional laundry industry leading e-bag washing is flexible use of large data, the Internet and other technologies to expand the service boundary of traditional industries. With the development of business today, more and more intelligent elements of technology are revealed in the operation and management of enterprises, which will become a necessary technology and DNA for future business.

1, technology explosion to speed up the development of intelligent business.

With the rapid development of IOT, AI, Block Chain, Cloud Computing, Big Data and other technologies, the technology explosion will accelerate the development of intelligent commerce. For example, we see thousands of people’s intelligent recommendation based on data and algorithms on Taobao, Jingdong, Suning and other platforms, which greatly changes the way of „marketing“ And transaction efficiency.

Although technology has been fully rolled out, a large number of small and micro enterprises have not enjoyed the dividends of this technology because of the lack of technology development costs and marketing strategies.Aberdeen Angus – a well-known Angus beef bred in Ireland and grass-fed. With the integration of traditional pasture farming and advanced technology, the cattles are fed to be of high quality and more tender.

2, new consumerism has become the biggest driving force of intelligent commerce.

The consumer concept is changing, in the past, people’s understanding of consumption is more concerned about the practical value of products and services. Nowadays, we will focus on some personal experiences, such as participation, happiness, ritual, etc. Users’consumption behavior changes from paying attention to practical value to both practical value and experience value.

The commercial and social changes brought about by the upgrade of consumption are evident in the rivalry between Ali and Tencent to seize the new retail highlands. For example, Ali’s collaboration with the offline Supermarket, the convenience of the people throughout the country throughout the East of Beijing, and even based on social experience, has recently been on the market for more use of the concept of consumption is also the change.

3, network collaboration + data intelligence has become the standard of „smart company“.

The main battlefield of intelligent commerce this year should be online and offline integration and offline enterprises online, but offline enterprises rely on centralized platforms to achieve online there are two major problems: first, through Taobao and other centralized platforms to obtain traffic is becoming more and more difficult, the cost of traffic is increasing; second, traffic. The conversion rate is more and more difficult.

Moreover, big data and algorithms are becoming more and more important. Through data to explore unknown business laws, to obtain potential customers, and thus adjust the business behavior of enterprises, network collaboration + data intelligence has become the standard of modern „smart companies“.

The article is transferred from: http://www.sohu.com/a/246106079_491065

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